Cola 2025 Prediction As Of Today. The 2024 average was 2.5% higher than the 2023 average, so retirees get a 2.5% cola for 2025. With two months of data still pending, current estimates suggest a 2.57% cola.

The final figure will be available at moaa’s cola watch page shortly after its release. Currently, social security benefits are projected to increase by 2.6% to 2.7%.